--- title: Saving money for pet owners description: Pet care can be expensive. Learn how to protect your finances while getting the best for your pet. image: https://companionpetmagazine.com/hubfs/9200G%20CON_Header.jpg --- [![Nationwide Logo](https://companionpetmagazine.com/hubfs/Image%201@2x.png)](https://companionpetmagazine.com/) ![The Companion Magazine Logo](https://companionpetmagazine.com/hubfs/commpasslogo.jpg) - [The Companion Magazine](https://companionpetmagazine.com) - [Previous Issues](https://companionpetmagazine.com/issues/previous) - Topics - [Member stories](https://companionpetmagazine.com/tag/member-stories) - [Research data](https://companionpetmagazine.com/tag/research-data) - [Pet care](https://companionpetmagazine.com/tag/pet-care) - [Extra treats](https://companionpetmagazine.com/tag/extra-treats) - [Promotions](https://companionpetmagazine.com/promotions) - [Member Perks](https://companionpetmagazine.com/member-perks) [Extra treats](https://companionpetmagazine.com/topic/extra-treats) # Saving money for pet owners Protect your pet and your finances ![Picture of By Nationwide](https://companionpetmagazine.com/hubfs/NWLogos_Vert_NW_3C.svg) [By Nationwide](https://companionpetmagazine.com/author/about-us) - - - You always do the best for your pet. However, the price of pet care is increasing and, with the potential for a rocky economic future, it doesn't hurt to tuck a little extra away just in case. Here are some ideas to help you save a little more dough. ## DIY delights Pet treats and accessories can get expensive fast. Here in the Companion, we regularly feature fun ways to make [DIY treats for dogs](https://companionpetmagazine.com/issues/summer-22/summer-pet-treats) and [DIY cat treats](https://companionpetmagazine.com/issues/holiday-2021/cat-tuna-treats) at home. ![Dog with do it yourself toys](https://companionpetmagazine.com/hs-fs/hubfs/DIYtoys.jpg?width=1200&height=627&name=DIYtoys.jpg) When Halloween comes around, [make your own Halloween pet costume](https://companionpetmagazine.com/issues/fall-22/pet-pampering-0) rather than spending money at the pet store. Experiment and see which ones delight your pup or kitty the most! ## Regular pet checkups Spending money at the vet to save money may sound counterintuitive, but taking your pet in for regular checkups is one of the best ways for pet owners to save money and maintain your pet's optimal health over the long term. Often, injuries and illnesses can be cared for in a cost-effective manner early on but go unseen by pet parents until the necessary care is difficult and invasive. ![Pet care, cat getting examined by vet](https://companionpetmagazine.com/hs-fs/hubfs/PetCare.jpg?width=1200&height=627&name=PetCare.jpg) In addition, a lot of people aren’t financially prepared for a surprise vet bill. It’s not uncommon for veterinary care to cost several thousand dollars, and many pet owners end up taking out loans or going into debt to cover costs. Currently, interest rates are higher than they have been in years, which means the same procedure could cost you even more. Which brings us to the next topic…. ## Pet health coverage Even healthy pets can get sick or hurt unexpectedly. When that happens, having pet insurance offers reimbursement for eligible veterinary bills. When a pet requires a costly procedure or hospitalization for a serious injury or illness, pet insurance can help reduce the financial impact. That way, your pet can always get the care they need, while you can protect your pocketbook. ![](https://companionpetmagazine.com/hubfs/AdobeStock_205702776%20(1800x1000).jpg) ### Enjoy Nationwide Perks The Nationwide Perks program introduces great deals and discounts to pamper your pets and more. Amplify your savings and enhance the wellbeing of yourself and those you love. [Get the app](https://downloadapp.nationwide.com/PKX4/ccd02a75?c=Marketing&af_c_id=Perks&af_adset=Pet&af_adset_id=Perks%20Ad%20Apr&af_ad_id=NWM-0050&deep_link_value=perksandrewards) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) ![](https://companionpetmagazine.com/hubfs/Spring%202023/Spring_LPThumb_Intro.jpg) ##### Add-a-pet Take advantage of your multi-pet discount when you add a pet to your policy. When covering two or three pets, you can receive a 5% discount. When covering four or more pets, you'll save 10% on your base premium. Visit the member portal to add a pet.  [Enroll a new pet](https://companionpetmagazine.com/issues/winter-2023/my.petinsurance.com) [Winter 2023](https://companionpetmagazine.com/topic/winter-2023) ## Check out some of our other posts! ### [2025 pet gift guide: Best picks for the holidays](https://companionpetmagazine.com/2025-pet-gift-guide) Celebrate the season with gifts that combine health, sustainability, and fun for your ... ### [Making a paw-sitive impact at Nationwide Children’s Hospital](https://companionpetmagazine.com/issues/holiday-2025/making-a-paw-sitive-impact-at-nationwide-childrens-hospital) Dogs are our steadfast companions through thick and thin. They’re also good for our ... ### [Letter from the Pet-itor: New Year’s edition](https://companionpetmagazine.com/issues/holiday-2025/letter-from-the-pet-itor) Can you hear the first notes of Auld Lang Syne ringing in your head already? This year ... ### [The rising cost of pet care](https://companionpetmagazine.com/issues/holiday-2025/the-rising-cost-of-pet-care) Research suggests that 77% of Americans are anxious about their financial situation. ... #### Subscribe to the Companion Blog! ![whitelogo](https://companionpetmagazine.com/hubfs/whitelogo.jpg) - Previous Issues - [Petinsurance.com](https://www.petinsurance.com/) - [Nationwide.com](https://www.nationwide.com/) - [![](https://companionpetmagazine.com/hubfs/Image/Image%206@2x.png)](https://www.facebook.com/nationwidepet/) - [![](https://companionpetmagazine.com/hubfs/Image/Image%205@2x.png)](https://twitter.com/nationwidepet) - [![](https://companionpetmagazine.com/hubfs/Image/Image%204@2x.png)](https://www.youtube.com/NationwidePet) - [![](https://companionpetmagazine.com/hubfs/Image/Image%203@2x.png)](https://www.instagram.com/nationwidepet/) - [![](https://companionpetmagazine.com/hubfs/Image/Image%202@2x.png)](https://www.thepethealthzone.com/) NO INSURANCE PURCHASE OR QUOTE NECESSARY. Nationwide disclaims any and all liability for any third-party product or service offered herein and Nationwide makes no warranties, express or implied, with respect to any third-party product or service offered. Your participation in any of the promotions is strictly voluntary and is solely between you and the offerer of the product or service. Nothing herein shall be deemed to be an approval, endorsement or recommendation of a third-party product or service. Although Nationwide tries to ensure that all information from third parties, whether in relation to the products, services, offerings or otherwise (“Information”) is correct, Nationwide does not guarantee the accuracy of the Information and makes no representations or warranties as to the completeness or accuracy of the Information. You agree that Nationwide shall not be responsible or liable for any third party product or service offering. Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and vethelpline® are service marks of Nationwide Mutual Insurance Company. Third party marks are the property of their respective owners. ©2024 Nationwide. ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://9062470.fs1.hubspotusercontent-na1.net/hubfs/9062470/Butterfly%20Paws.mp4", "dateModified" : "2025-12-02T23:16:58.907Z", "duration" : "PT2M43S", "height" : 1080, "name" : "Butterfly Paws", "thumbnailUrl" : "https://9062470.fs1.hubspotusercontent-na1.net/hubfs/9062470/Butterfly%20Paws.mp4/medium.jpg", "uploadDate" : "2025-12-02T23:16:43.638Z", "width" : 1920 } ```